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PurView offers you the property information you need to conduct your business, but did you know that it also offers a critical tool that’s essential to identifying red flags on a property?

A Parcel Register provides in-depth property data, which allows Ontario mortgage professionals to conduct thorough assessments of applications and transactions. By leveraging this tool, you can confidently verify ownership details, assess mortgage history and more, to help further identify any red flags on a property or throughout the transaction.

Understanding a Parcel Register

A Parcel Register is an official product of the Ontario government pursuant to provincial land registration statutes. Delivered as an electronic report, it presents the property’s legal description, the PIN (Property Identification Number) and the registered owner(s) of the property. It details the history of ownership, along with the registration and discharges of any mortgages, liens or other types of encumbrances that have occurred since the property was brought into the automated land registration system.

The Parcel Register is offered through PurView, to allow you to further conduct your due diligence when working with a property and your clients.

Here are the ways you can leverage a Parcel Register to help unveil any red flags:

Validating title information

Title fraud remains a challenge in the industry, continuously evolving with new methods and technology. In your business, the ability to assess mortgage applications and identify red flags associated with fraudulent behavior is critical.

The Parcel Register offers critical property data necessary for a comprehensive assessment of mortgage applications to effectively mitigate the risk of fraud. This report allows you to verify the individuals listed on the title, ensuring that the client’s identity aligns with their claims.

Access to accurate title information is essential in validating the details presented in an application; discrepancies in names or questionable photo identification may serve as crucial red flags which may point to potential fraudulent activity.

Understanding previous ownership history

A Parcel Register provides you with a greater understanding of a property’s history, including insights into the mortgages associated with it. This valuable information is instrumental in uncovering potential red flags. By utilizing this tool, you can verify the existence of any current mortgages on the property or identify instances where a discharge has occurred in the past.

A Parcel Register offers you the ability to dive deeper into dates, parties involved, and amounts associated with property transfers and mortgage registrations, and allows you to pinpoint any undischarged mortgages. Understanding the history of a property is essential for anticipating and addressing potential obstacles that could potentially delay the closing process.

Identifying liens and encumbrances

A Parcel Register will also help you identify any existing encumbrances or liens on a property. This is crucial information for both yourself and your clients, as it helps understand any financial concerns with the property and any potential risks associated with it.

By using a Parcel Register to identify critical red flags early in the transaction process, you can mitigate risks and streamline your operations. Having this reliable tool in your arsenal can help make a difference in ensuring successful and secure transactions.

Learn how to access a Parcel Register in PurView here.

If you have any further questions, please do not hesitate to contact us at 1.855.787.8439 or via email at