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Mortgage Regulation

Will B-20 Regulations Change?

Will B-20 Regulations Change?

November 21, 2019

Canada’s B-20 regulations have been controversial among Canadian mortgage professionals and many have been calling for reform. As 2020 nears, […]

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Private Lenders – Seize the Moment

Private Lenders – Seize the Moment

August 29, 2019

The time is ripe for private lenders in Canada. According to Mortgage Broker News, in 2018 Romspen, a non-bank mortgage […]

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New FSCO Guideline – Treating Financial Services Consumers Fairly Guideline

New FSCO Guideline – Treating Financial Services Consumers Fairly Guideline

August 1, 2019

In September 2018, the Financial Services Commission of Ontario (FSCO) released a new guideline: the Treating Financial Services Consumers Fairly […]

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Leaders Across the Financial Industry Calling for Change to Mortgage Stress Test

Leaders Across the Financial Industry Calling for Change to Mortgage Stress Test

May 13, 2019

Canada’s mortgage stress test has been in the news a lot recently due to calls for its reform. Leaders across […]

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Rumour That Canada May Apply Mortgage Stress Test Rules to Private Lenders — Is It True?

Rumour That Canada May Apply Mortgage Stress Test Rules to Private Lenders — Is It True?

April 8, 2019

Could Canada’s mortgage stress test rules be coming for private lenders? That was a rumour that appeared in a Reuters […]

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Changes to Mortgage Stress Testing: Learnings One Year Later

Changes to Mortgage Stress Testing: Learnings One Year Later

February 25, 2019

It’s been just over a year since Canada introduced new mortgage stress testing regulations for uninsured mortgages, and some think […]

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